What does that mean? Another day closer to Christmas! That can only mean one thing.... lots of gatherings and Christmas parties! Which results in something else.... I need to buy lots of gifts =S.
Every year I have this problem, I end up getting stumped on what presents to get and then end up getting a bunch of boxes of chocolates. I feel sorta terrible after doing that since I feel like chocolate is like a last resort solution requiring no effort. I am sure some others feel the same as me.
So in the next month, most of my entries will be gift ideas for Christmas; for kids, for friends, for parents, etc. But first, I have one other problem... I always buy my stuff via credit card, and in December, my spends spike up like... 3 or 4 times, and I only have one credit card =(. My limit is too low, so better prepare early!
Perhaps this may not be the best advice in the world for everyone, and it is also not exactly something I have to "buy", but I need to try to get another credit card. Personally I like to get a card which rewards me with some cash back, since I can use cash for anything. I don't really like credit cards which make you collect points, and then you are restricted to a very small catalog to use your points.
If you are not a credit card user and don't plan to be one, please ignore my advice! Otherwise, perhaps some of you are in the same situation as me, where it might be a bit frustrating to find out that while you're buying something, and your credit card maxes out. It's good to have back up with you.
Where I am, the credit card I'd like to get is the MBNA Smart Cash Mastercard. It gives me 5% cash back on gas and groceries for the first 6 months, and 1% cash back on everything else. This was the best cash back card I could find in my area.
Awesome Card.
Once I get this card, I will be all set to go out and get all the gifts I need. Many great gift ideas are on the way!
21 comments:
there is not such things in europe
I'm looking forward to Christmas too :)
HTT: you mean we NEED such things in Europe too! :P
Americans are weird..
fuck credit, cash or nothing
Major Mack has it right.
I wish i had credit or cash. I got crickets over here
I need some money right now. A credit card now would be a bad idea.
Love reloadable credit cards, best gifts ever.
rev up those credit cards
I love the pre-paid things I get with BYOPC rebates. No problem giving those numbers to scum like XBOX live and iTunes. NEVER give Microsoft or Apple a "real" credit card number.
thx i'll check it out
my credit card company is NOT getting any of my money this holiday season
f*ck you, visa
nice tips :P
don't say the word CREDIT around me :). looking forward to those gift ideas!
got the same card!!
credit is cool
I have cards but I don't use them often and I always pay them off each bill cycle. My credit card companies hate me :)
hell yeah reloadable credit is best credit. That way you dont ruin your records
looks like a pretty awesome card indeed :D
I would never get a credit card in general I would be in debt!
The fewer cards you have the better. I only have one and that sometimes feels like one too many.
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