Tuesday, November 30, 2010

Another Day Closer to Christmas

It's one day until December!

What does that mean?  Another day closer to Christmas!  That can only mean one thing.... lots of gatherings and Christmas parties!  Which results in something else.... I need to buy lots of gifts =S.

Every year I have this problem, I end up getting stumped on what presents to get and then end up getting a bunch of boxes of chocolates.  I feel sorta terrible after doing that since I feel like chocolate is like a last resort solution requiring no effort.  I am sure some others feel the same as me.

So in the next month, most of my entries will be gift ideas for Christmas; for kids, for friends, for parents, etc.  But first, I have one other problem... I always buy my stuff via credit card, and in December, my spends spike up like... 3 or 4 times, and I only have one credit card =(.  My limit is too low, so better prepare early!

Perhaps this may not be the best advice in the world for everyone, and it is also not exactly something I have to "buy", but I need to try to get another credit card.  Personally I like to get a card which rewards me with some cash back, since I can use cash for anything.  I don't really like credit cards which make you collect points, and then you are restricted to a very small catalog to use your points.

If you are not a credit card user and don't plan to be one, please ignore my advice!  Otherwise, perhaps some of you are in the same situation as me, where it might be a bit frustrating to find out that while you're buying something, and your credit card maxes out.  It's good to have back up with you.

Where I am, the credit card I'd like to get is the MBNA Smart Cash Mastercard.  It gives me 5% cash back on gas and groceries for the first 6 months, and 1% cash back on everything else.  This was the best cash back card I could find in my area. 

 Awesome Card.

Depending on where you are, perhaps it may be a good idea to explore some options!  Who knows, maybe you'll find a better credit card than you're currently using!  My current credit card gives me 0.5% back in POINTS, so you can see why I am so eager to find another one, for more reasons than one.

Once I get this card, I will be all set to go out and get all the gifts I need.  Many great gift ideas are on the way!

21 comments:

HTT said...

there is not such things in europe

Monster Madness said...

I'm looking forward to Christmas too :)

IDDQD said...

HTT: you mean we NEED such things in Europe too! :P
Americans are weird..

Major.Mack said...

fuck credit, cash or nothing

Vapor said...

Major Mack has it right.

MikeyB said...

I wish i had credit or cash. I got crickets over here

Alixander said...

I need some money right now. A credit card now would be a bad idea.

IQuotes said...

Love reloadable credit cards, best gifts ever.

ImmaFrog said...

rev up those credit cards

Suciô Sanchez said...

I love the pre-paid things I get with BYOPC rebates. No problem giving those numbers to scum like XBOX live and iTunes. NEVER give Microsoft or Apple a "real" credit card number.

Gurney said...

thx i'll check it out

Das Auto! said...

my credit card company is NOT getting any of my money this holiday season

f*ck you, visa

Mister Sharaf said...

nice tips :P

NooG said...

don't say the word CREDIT around me :). looking forward to those gift ideas!

GemmaAndHannah said...

got the same card!!

caretaker said...

credit is cool

Justsayin' said...

I have cards but I don't use them often and I always pay them off each bill cycle. My credit card companies hate me :)

Cpt Pownzor said...

hell yeah reloadable credit is best credit. That way you dont ruin your records

Maxxy said...

looks like a pretty awesome card indeed :D

thenitefalls said...

I would never get a credit card in general I would be in debt!

Ryan said...

The fewer cards you have the better. I only have one and that sometimes feels like one too many.

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